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Using a USDA Home Loan

Did you know that the United States Department of Agriculture provides home loans through participating lenders? A USDA loan is a mortgage guaranteed by the USDA. Some options also provide financial assistance to individuals, families, and businesses. This helps qualifying…

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Is it Time To Rent or Buy?

With the housing market in constant change, you may be wondering if this is the right time to rent a home or buy a home? Try considering these scenarios to decide if you are ready to buy or if you…

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How Do I Apply for a Mortgage?

Once you start the homebuying process, it can seem like an endless stream of paperwork to get to closing. Fortunately, there are plenty of people to help keep things clear along the way. Your real estate agent, loan officer, and…

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What Areas are “Hot” in Real Estate?

Going into 2022, many potential home buyers and real estate investors are watching certain cities to find the best buys. Many factors impact housing prices, including job creation and growth in the area, population growth, and others. Some areas grow…

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What Is a Fixed Rate Mortgage?

The most common type of mortgage that new homeowners take out is a fixed rate mortgage. If you are shopping for a new home and talking to lenders, chances are you have gone over the options for a fixed rate…

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